Private Budget & Wealth Management
Aeterna is a personal finance application for private budget management and wealth tracking. Log expenses, plan budgets by category, set savings goals with SIP installments, monitor net worth across accounts, and project your finances years into the future. 100% offline — no account or internet required.
Clear overview of Aeterna's functionality, privacy design, and Google OAuth integration
Aeterna is an offline-first personal finance, budget management, and net worth tracking application. The purpose of Aeterna is to give users full ownership of their personal financial planning without requiring remote server storage or forced account registrations.
Users can log income and expenses, plan 50/30/20 category budgets (Needs, Wants, Investments), track SIP investment milestones, monitor real-time net worth across bank accounts and assets, and export financial summaries as PDF and CSV files.
Aeterna integrates Google Sign-In and Google Drive APIs solely for user-controlled data backup and restore capabilities:
For app support, privacy inquiries, or developer questions regarding Aeterna, you can contact us directly:
Three simple steps to take control of your financial life
Log income, expenses, and transfers across bank, card & investment accounts with detailed categorization and receipt capture.
Allocate Needs (50%), Wants (30%), and Investments (20%) with smart rebalancing that adapts to your spending habits.
Set financial goals, track SIP investments, and project your finances 100 years into the future with compound growth models.
Everything you need to take total control of your money — every feature explained in detail.
Effortlessly log transactions with detailed category tagging, sub-categories, payment methods (Cash, Bank, Credit Card, UPI), notes, custom timestamps, and status updates for complete spending records.
Instant auto-detection of bank and UPI transactions from incoming SMS alerts. Review pre-filled transaction details with 1-click confirmation — working 100% locally on your device.
Plan monthly spending across Needs (50%), Wants (30%), and Investments (20%). Interactive sliders, overspending indicators, and Smart Rebalancing adapt allocations to your actual habits.
Set target milestones for major goals (House, Car, Retirement, Emergency Fund). Track monthly SIP installments, target deadlines, progress percentages, and compounding wealth trajectories.
Monitor your true net worth in real time. Combine liquid cash, bank accounts, credit cards, investments, real estate, and physical assets with automatic total asset vs. liability analysis.
Capture, store, and organize bill photos, payment receipts, warranties, and tax invoices directly attached to transactions or organized in searchable document folders.
Built-in rich-text editor for financial notes, strategy documents, monthly expense checklists, and investment journals — formatted with bold headers, bullet lists, and highlight styling.
Project your financial path year-by-year up to 100 years into the future. Model expected salary growth, annual compounding returns, inflation rates, and target retirement ages.
Generate detailed multi-page PDF financial reports and export raw CSV transaction histories anytime with running balances for personal archiving or tax preparation.
Protect your private financial data behind a hardware security gate. Use fingerprint unlock, face recognition, or a secure 4-digit PIN lock whenever opening the app.
Encrypted 1-tap backup and restore using your personal Google Drive account's private hidden application folder (`drive.appdata`). Zero central server storage involved.
Select any global currency from around the world (USD $, EUR €, GBP £, AED, SAR, etc.) with dedicated support for Indian Rupee (₹) formatting in Lakhs & Crores.
Built differently for people who value their privacy
Your financial data belongs to you. No cloud, no data mining, no third-party access. Everything stays on your device.
Select any country's currency ($, €, £, AED, etc.) with specialized ₹ Indian Rupee formatting (Lakhs & Crores).
Works completely without internet. No internet connection needed for any core feature.
Your data stays on your personal device at all times with complete export and backup freedom.
Optimized for high performance with no background battery drain or resource consumption.
No subscriptions, no in-app purchases, no ads. All features are free forever.
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No sign-up required. No internet needed. Your data, your device.