🔒 100% Offline • No Account Needed

Aeterna

Private Budget & Wealth Management

Aeterna is a personal finance application for private budget management and wealth tracking. Log expenses, plan budgets by category, set savings goals with SIP installments, monitor net worth across accounts, and project your finances years into the future. 100% offline — no account or internet required.

10,000+ Downloads 4.8★ Rating 100% Offline

About Aeterna & Application Purpose

Clear overview of Aeterna's functionality, privacy design, and Google OAuth integration

How Aeterna Works

Three simple steps to take control of your financial life

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Track Everything

Log income, expenses, and transfers across bank, card & investment accounts with detailed categorization and receipt capture.

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Plan Your Budget

Allocate Needs (50%), Wants (30%), and Investments (20%) with smart rebalancing that adapts to your spending habits.

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Grow Your Wealth

Set financial goals, track SIP investments, and project your finances 100 years into the future with compound growth models.

Designed for Financial Clarity

Everything you need to take control of your finances, all in one place.

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Intelligent Analytics

Real-time spending insights categorized by our advanced engine for total transparency and planning.

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Bank-Grade Security

Protected with device-level security and optional biometric lock (fingerprint or face unlock).

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Goal Planning with SIP

Track milestones with savings logic. Set goals with SIP installments and investment-linked categories.

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Net Worth Tracking

Monitor your total net worth with real-time charts. Track assets vs liabilities across all accounts.

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Budget Management (50/30/20)

Plan spending across Needs, Wants, and Investments with smart allocation sliders and rebalancing.

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Google Drive Backup

Optional Google Drive backup with end-to-end encryption in a hidden app-only folder.

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PDF Reports & CSV Export

Generate PDF financial reports and CSV exports. View complete transaction history with running balances.

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100-Year Future Planning

Project your finances year-by-year with salary growth, allocation models, and compounding projections.

Why Choose Aeterna?

Built differently for people who value their privacy

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Privacy First

Your financial data belongs to you. No cloud, no data mining, no third-party access. Everything stays on your device.

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Indian Rupee Support

Full ₹ en_IN locale with proper currency formatting and Indian numbering system.

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Offline-First

Works completely without internet. No internet connection needed for any core feature.

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Multi-Platform

Available on Android, iOS, Web, Windows, Linux, and macOS — your data stays in sync.

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No Battery Drain

Lightweight native Flutter app with no background services or tracking scripts.

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Completely Free

No subscriptions, no in-app purchases, no ads. All features are free forever.

Aeterna vs Other Finance Apps

See how we compare

✓ Aeterna

  • 100% Offline — All data stored locally on your device — no servers involved
  • No Account Needed — Start using instantly — no registration, no email, no phone number
  • No Ads — Completely ad-free experience. Your attention is not our product
  • No Data Selling — We do not collect, share, or sell any of your personal or financial data
  • One-Time Setup — Configure once and use forever. No recurring subscriptions or hidden fees

✗ Other Apps

  • Cloud-dependent — your data on their servers
  • Account required — registration and login needed
  • Ads & tracking — your usage monitored and monetized
  • Data sold — your financial data is a product
  • Subscription fees — pay monthly or annually

Start Your Financial Journey Today

No sign-up required. No internet needed. Your data, your device.